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Home mortgage rates can vary based on each borrowers unique financial performance and credit history. The type of home loan program, the term of the home loan (30 year fixed, etc.), the dollar amount of the home loan and the type of home are all factors that apply to the rates. To find out which rates are available foryou please contact one of our Loan officers located in the "About us" tab.

ACS Mortgage Corporation offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:

  • Conventional - These loans usually offer the best available rates of the day.  We offer fixed rate terms of 30, 25, 20, 25 and 10 year terms.  We also offer adjustable rate loans.  Contact us for more information.
  • FHA - FHA offers the most flexibility for the buyer.  A homebuyer can get into a new home for as little as 3.5% down payment.  I addition, sellers can pay up to 6% of the sales price in closing costs.  We offer FHA loans with a minimum credit score of 600.
  • FHA 203K - FHA 203K is a rehabilitation loan.  This allows buyers to purchase a home and complete repairs such as a new roof, siding, appliances and painting.  Please contact us for more details.
  • VA - VA loans allow qualified members and veterans of the armed forces the ability to buy a home with no money down.
  • USDA USDA loans are for rural areas and allow a buyer to purchase with no money down. 
  • Jumbo  - Jumbo loans are available from $418,000 to millions of dollars.  We do have programs avaialble with as little as 10% down payment.
  • Reverse  - Reverse mortgages are available for those age 62 and older.  This programs allows a borrower to purchase or refiance a home and not have a monthly mortgage payment.
  • HomePath - HomePath loans allows a borrower to purchase a Fannie Mae owned property with a low down payment, flexible mortgage terms, no lender-requested appraisal and no mortgage insurance.
  • Portfolio - Portfolio loans are for the investor with more than 10 properties, up to 20 properties.  Avaialbe for purchase or refinance.
 



Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $424,100 for the contiguous states, District of Columbia, and Puerto Rico or below $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $424,100 for the contiguous states, District of Columbia, and Puerto Rico or exceed $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.